PET INSURANCE OPTIONS
Knose Pet Insurance
Dogs
1.5 Year Old Dog Average Cost Per Month
OPTION 1:
Claim up to $12,500 annually *(maximum paid for accepted claims)
Benefit- 70%
Annual Excess- $100
Cost per month: $63.34
OPTION 2:
Claim up to $25,000 annually *(maximum paid for accepted claims)
Benefit- 90%
Annual Excess- $0
Cost per month: $ 139.81
7 years + Dog Average Cost Per Month
OPTION 1:
Claim up to $12,500 annually *(maximum paid for accepted claims)
Benefit- 70%
Excess- $100 annually
Cost per month : $ 109.57
OPTION 2
Claim up to $25,000 annually *(maximum paid for accepted claims)
Benefit- 90%
Excess - $0
Cost per month : $ 246.65
Cats
1.5 Year Old House Cat Average Cost Per Month
OPTION 1:
Claim up to $ 12,500 annually *(maximum paid for accepted claims)
Benefit- 70%
Annual Excess- $100
Cost per month: $ 31.83
OPTION 2:
Claim up to $25,000 annually *(maximum paid for accepted claims)
Benefit- 90%
Annual Excess- $0
Cost per month: $ 67.01
7 Year old House Cat Average Cost Per Month
OPTION 1:
Claim up to $12,500 annually *(maximum paid for accepted claims)
Benefit- 70%
Excess- $100 annually
Cost per month: $45.60
OPTION 2:
Claim up to $25,000 annually *(maximum paid for accepted claims)
Benefit- 90%
Excess - $0
Cost per month: $98.82
Choose your desired Annual Limit, Benefit Percentage, and Annual Excess.
You can also add Optional Extra Benefits if you’d like to include cover for Dental Illness, Behavioural Conditions and Specialised Therapies.
What Is Covered
Vet costs if your pet is injured
Vet costs if your pet suffers an illness
Vet costs for essential euthanasia
Vet costs overseas
Emergency Pet Boarding
Optional benefits if selected:
Dental Illness (does not cover dental scale and polish procedure)
Behavioural Conditions
Alternative therapies to treat covered conditions
What Is Not Covered
Pre existing conditions and symptoms
Preventative and routine items
Desexing
Brachycephalic Obstructive Airway Syndrome
Actions or neglect resulting in Vet Costs or additional Vet Costs including not following your Vet’s advice
Certain vet costs eg-emergency costs when it was not an emergency, costs after your pet’s death
Other general exclusions eg-any illness or injury whist your pet is under a transport company’s care, such as an airline or courier.
*For a full list of all exclusions check the PDS of your policy
PET INSURANCE AUSTRALIA
Dogs
3 Year Old Dog Average Cost Per Month
OPTION 1:
Claim up to $6000 * ($1000 per condition paid for accepted claims)
Benefit- 90%
Annual Excess- $0
Cost per month: $52.53 + 2 free months
OPTION 2:
Claim up to $30,000 *(maximum paid for accepted claims)
Benefit- 80%
Annual Excess- $100
Cost per month: $73.92 + 2 free months
7 Years Dog Average Cost Per Month
OPTION 1:
Claim up to $6000 * ($1000 per condition paid for accepted claims)
Benefit- 90%
Annual Excess- $0
Cost per month: $80.50 + 2 free months
OPTION 2:
Claim up to $30,000 *(maximum paid for accepted claims)
Benefit- 80%
Annual Excess- $100
Cost per month: $157.54 + 2 free months
Cats
3 Year Old House Cat Average Cost Per Month
OPTION 1:
Claim up to $6000 * ($1000 per condition paid for accepted claims)
Benefit- 90%
Annual Excess- $0
Cost per month: $31.63 + 2 free months
OPTION 2:
Claim up to $30,000 *(maximum paid for accepted claims)
Benefit- 80%
Annual Excess- $100
Cost per month: $39.11 + 2 free months
7 Year Old House Cat Average Cost Per Month
OPTION 1:
Claim up to $6000 * ($1000 per condition paid for accepted claims)
Benefit- 90%
Annual Excess- $0
Cost per month: $51.26 + 2 free months
OPTION 2:
Claim up to $30,000 *(maximum paid for accepted claims)
Benefit- 80%
Annual Excess- $100
Cost per month: $72.80 + 2 free months
What is Covered
Specified Accidental injuries and illnesses
Tick paralysis
Cancer treatment
Skin conditions
Hereditary and congenital conditions
Emergency boarding
Eye and ear conditions
Cruciate ligament conditions (6 month waiting period applies but may be waived on application)
Essential euthanasia
Pet overseas travel insurance (New Zealand and the Norfolk Islands only)
What Is Not Covered
Certain pre-existing conditions
Dental procedures
Behavioural problems
Elective treatments and procedures
Food and diets
Grooming
Pregnancy
Pet accessories
*For a full list of all exclusions check the PDS of your policy
Dogs
3 Year Old Dog Average Cost Per Month
OPTION 1:
Claim up to $20,000 annually *(maximum paid for accepted claims)
Benefit- Up to 85%
Annual Excess- $50
Cost per month: $111.71 + One Month Free
OPTION 2:
Claim up to $ 15,000 *(maximum paid for accepted claims)
Benefit- Up to 80%
Annual Excess- $0
Cost per month: $ 101.84 + One Month Free
9 years + Dog Average Cost Per Month
OPTION 1:
Claim up to $15,000 *(maximum paid for accepted claims)
Benefit- Up to 75%
Excess- $100 per condition
Cost per month : $ 165.82 +One Month Free
Cats
1.5 Year Old House Cat Average Cost Per Month
OPTION 1:
Claim up to $15,000 annually *(maximum paid for accepted claims)
Benefit- Up to 80%
Annual Excess- $50
Cost per month: $57.81 + One Month Free
OPTION 2:
Claim up to $20,000 annually *(maximum paid for accepted claims)
Benefit- Up to 80%
Annual Excess- $50
Cost per month: $ 63.33+ One Month Free
9 years + House Cat Average Cost Per Month
OPTION 1:
Claim up to $15,000 annually *(maximum paid for accepted claims)
Benefit- Up to 75%
Excess- $100 per condition
Cost per month : $ 125.19 + One Month Free
Guide Dogs Australia
What’s included in all plans
Specified accidental injury
Illness
After-hours emergency visits
Cruciate Ligament Conditions (6 month waiting period – may be waived on application)
Consultations (including home visits)
Annual tick paralysis benefit
Lab and diagnostic tests
Hospitalisation
Radiology
Medicine and drugs
Overseas pet travel (New Zealand or Norfolk Island only)
Emergency boarding
Essential euthanasia
Third Party Liability (for Registered Guide Dogs only)
What Is not Covered
Certain Pre-existing Conditions
Dental procedures
Behavioural problems
Elective treatments and procedures
Food and diets
Grooming
Pregnancy
Pet accessories
*For a full list of all exclusions check the PDS of your policy
Optional extras
Heartworm test or blood screen – $15 a year
Urinalysis – $15 a year
Plus, a $50 annual benefit for any one of these routine treatments:
Teeth cleaning
Dental illness treatment
Vaccinations or health checks
Council registration fees
Prescription diets
Cremation or burial
Behavioural therapy